I know we messaged privately already but I am answering here in case anyone else is curious. They are buying back of the car, not giving me credit for another purchase...I believe this is due to the fact that I am in California and it is being repurchased under the California lemon law. We are in the middle of the process right now, and going back and forth with signing some documents both electronically and via snail mail. They are going to send an inspector over to check out my car to make sure I did not make any modifications to it, and then once they get the documentation they need from Chase Bank, I will return the car to the dealership and then they will pay off the balance of the loan. Jaguar will then send me a check for all of the money I have spent so far, including down payment and all of my monthly payments. I will also get back the gap insurance that I purchased. It will take another three to five weeks to complete the process but so far it is going well.