Insurance? - Jaguar I-Pace EV400 Forum
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post #1 of 9 (permalink) Old 04-29-2019, 04:27 PM Thread Starter
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Insurance?

I just got our bill for the next 12 months. Hartford insurance, with multiple cars, 500k liability coverage, the ipace is $1675 for the year. How about you guys?
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post #2 of 9 (permalink) Old 04-29-2019, 04:53 PM
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Originally Posted by jsimon7777 View Post
I just got our bill for the next 12 months. Hartford insurance, with multiple cars, 500k liability coverage, the ipace is $1675 for the year. How about you guys?
Liability is much lower for me $50K per person or $100K per incident. $2681 for two cars (bundle). The Jaguar added $130 annually to the bundle. Backing out the changes that would put the Jaguar at $1405 per year. Orlando area is relatively expensive. I expect some other areas, Insurance companies, and coverage options will be cheaper. This is via Travelers.
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post #3 of 9 (permalink) Old 04-29-2019, 05:47 PM Thread Starter
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Originally Posted by Sbingham60 View Post
Liability is much lower for me $50K per person or $100K per incident. $2681 for two cars (bundle). The Jaguar added $130 annually to the bundle. Backing out the changes that would put the Jaguar at $1405 per year. Orlando area is relatively expensive. I expect some other areas, Insurance companies, and coverage options will be cheaper. This is via Travelers.
$2758 for 3 cars here, but one of them is driven very little and we pay accordingly. Sounds like your market is more expensive than mine.
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post #4 of 9 (permalink) Old 04-30-2019, 08:18 AM
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$2758 for 3 cars here, but one of them is driven very little and we pay accordingly. Sounds like your market is more expensive than mine.
Yes the Orlando area is very expensive for auto insurance. At least 30% higher than when I was in Northern California. Was quite a shock when we first moved. Other living expenses and not state income tax takes the sting out of the insurance premiums. Lot's of tourists and uninsured motorists + a very high accident rate. Interesting, the state is finally about to pass a bill that makes texting and driving a primary offense.

2019 I-Pace EV400 SE
Firenze Red - Ebony/Ebony
Driver Assist Pack
Black Exterior Pack
20" 5 Spoke Style 5068 Gloss Black Wheels
plus a few extras
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post #5 of 9 (permalink) Old 05-02-2019, 11:16 AM
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We have 3 cars + Jag... and a new teen male driver (ouch) so I'm getting competitve quotes here in Nevada. Inputs:
- Liability: $500k/$500k
- Property Damage: $100k
- Comprehensive: $500/$500
- Collision $500/500
- Glass deduct. $50
- Bundled with Home/Auto
- 2 collision claims in last 5 yrs, no tickets

Rates for Jaguar only:
Farmers - $1,968
Allstate - $1,624
Travelers - $1,500
AAA - $1,702
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post #6 of 9 (permalink) Old 05-02-2019, 11:56 AM Thread Starter
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Nevada is definitely cheaper. We have an across-the-board $1000 deductible.
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post #7 of 9 (permalink) Old 05-02-2019, 05:11 PM
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For me, esurance for the i-Pace is $1500 per year (incl 100/300 liability, comprehensive, collision, uninsured motorist). Comp and Coll are $500 deductible each.
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post #8 of 9 (permalink) Old 05-03-2019, 02:27 AM
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I don't have an I Pace YET, but despite being in a very high taxed state (MN), my insurance on my late model CTS and my late model Town and Country is right at $620 for 6 months with $1000 ded. I imagine the Jag will bump it up a bit when I trade out the caddy for it.

If you can get USAA, it is the best inmo for car ins rates. You do NOT have to be active military. I had Amica for over 10 years and thought I had the best. They were good, but got too big. Check out USAA, just NOT their credit card, the WORST credit card in the history of CC's - long story.

If you have a parent or spouse that was in the service you can get a heck of a great rate on insurance. I wrongly thought it was only active or retired military until my dad got me aboard. A good friend of mine has his own Farmer's agency and he tells me that typically no-one can touch USAA for auto anyway. He said he has some folks that do their homes through him and their cars through USAA. My buddy has a fairly large Farmers agency, and he's been doing it for eons so he knows his insurance.
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post #9 of 9 (permalink) Old 05-03-2019, 01:58 PM
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$1204/yr with $500 deductibles and $250k/$500k limits through 21st Century (a subsidiary of Farmers).

Something to note: 21st's auto rates are cheaper than Farmers, but because they are a Farmers company you still get the group/multiline discount.
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